Reclaim on your Mis-sold Packaged Bank Account

If you pay, or have paid in the past, a monthly fee for your bank account, you may be able to reclaim £100’s and possibly £1,000’s. It is now widely recognised that these ‘packaged bank accounts’ have been mis sold and you could be eligible to reclaim the premiums you have paid plus interest.

What is a packaged bank account?

A packaged bank account is a regular bank account which has been bundled together with various insurance products and there is a monthly premium which is charges to have access to these perceived benefits.

Why is a packaged bank account mis sold?

If you were sold insurance, the rules mean banks need to check the cover is suitable. It’s this that has often failed to happen. The key is what you were told (or often NOT told) at the point of sale or upgrade. The bottom line is that the banks must take the responsibility to make sure the insurance was suitable to your needs and requirements.

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